Ria Money Transfer Review: Send Money to Bangladesh

Updated 5 April 2026

★★★½3.8/5
Best for: bKash delivery and bank deposit speed
Weakest: Exchange rate competitiveness

Overview

Ria Money Transfer is one of the largest money transfer companies globally, with partnerships with major Bangladesh banks including Southeast Bank, Janata Bank, and Ab Bank. They offer bank deposits, bKash mobile wallet, and cash pickup. Ria has strong app ratings and a solid reputation.

Fees & Exchange Rates

Fees$0.99 - $9.00 depending on method
Rate TypeMid-market rate with 0.26-4.81% markup

Ria charges a transfer fee between $0.99 and $9 plus an exchange rate markup of 0.26-4.81%. The total cost varies significantly by payment and delivery method. Debit card + bKash is typically the cheapest combination.

Transfer Speed

Fastest15 minutes (card payment + bKash)
Typical1-5 business days

Paying with credit/debit card and sending to bKash is fastest (15 minutes to 6 hours). Bank deposits take 1-3 business days. Cash at Ria branch results in money arriving within 15 minutes to 6 hours.

Delivery Options

bKashBank depositCash pickup
  • bKash mobile wallet (fastest)
  • Southeast Bank, Janata Bank, Ab Bank, and more
  • Cash pickup at partner locations

Pros & Cons

Pros

  • +Fast bKash delivery (minutes)
  • +Partnerships with major Bangladesh banks
  • +Good app ratings (4.7/5 Google Play, 4.8/5 App Store)
  • +Over 22,000 Trustpilot reviews (4.3 average)
  • +Multiple payment options
  • +Available from many sending countries

Cons

  • Exchange rate markup can be high (up to 4.81%)
  • Transfer fees on top of rate markup
  • Bank deposits can be slow (up to 5 days)
  • Better value options exist for pure cost

What Users Say

Trustpilot4.3/5 (22,000+ reviews)
App Rating4.7/5 Google Play, 4.8/5 App Store

Users rate Ria highly for reliability and bKash delivery speed. The app experience is well-reviewed. Price-sensitive users note that the combined fee + exchange rate markup makes Ria more expensive than Wise or TapTap Send for equivalent transfers.

Bangladesh 2.5% Government Incentive

Bangladesh government 2.5% incentive applies. Send to bKash or bank and recipients get the extra amount automatically.

Final Verdict

Ria is a reliable option with good bKash integration and bank partnerships in Bangladesh. Best suited for those who value the bKash speed and trust a well-established brand. For cost optimization, compare total received amounts against Wise and TapTap Send.

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