What is the cheapest way to send money to Bangladesh?

The cheapest way depends on the amount and source currency. Beshii compares 10+ providers including Wise, Remitly, Western Union, and TapTap Send to find the best rate. Many providers offer zero-fee transfers.

What is the Bangladesh 2.5% remittance incentive?

The Bangladesh government provides a 2.5% cash incentive on all formal remittances under $5,000 USD. This bonus is automatically added when you send money through official channels like banks and licensed money transfer services.

How do I send money to Bangladesh via bKash?

Several international providers support direct bKash transfers including WorldRemit, Remitly, TapTap Send, and Sendwave. Compare their rates on Beshii to find the best deal for bKash delivery.

What is the current GBP to BDT exchange rate?

Exchange rates vary by provider. Beshii shows real-time rates from 10+ providers alongside the mid-market (Google/XE) rate so you can see exactly how much markup each provider charges.

Best App to Send Money to Bangladesh 2026

What Makes a Good App for Bangladesh Transfers?

For Bangladesh specifically, the best apps share these traits: competitive exchange rates (critical — can vary by 5%), bKash and Nagad support (most recipients prefer mobile wallets), fast delivery (minutes vs days), transparent total cost shown upfront, and a smooth verification process. App store ratings alone do not tell the full story — a 4.9-star app can still give you worse rates than a 4.2-star competitor.

1. Wise — Best Overall Rate

Wise (formerly TransferWise) consistently offers the best exchange rates for Bangladesh. It uses the real mid-market GBP/BDT rate with zero markup, charging only a small transparent fee (~0.41% via bank transfer). Supports bKash and Nagad in addition to bank accounts.

✓Exchange rate: Mid-market (0% markup)
✓Fees: ~0.41–1.5% depending on payment method
✓Delivery: bKash, Nagad, bank account
✓Speed: Minutes to bKash/Nagad, 1–2 days to bank
✓App rating: 4.6/5 (App Store), 4.5/5 (Google Play)
✓Best for: Regular senders who want the best rate

2. TapTap Send — Best Zero-Fee App

TapTap Send is a mobile-only app built specifically for diaspora communities. It charges zero fees for Bangladesh and manually selects competitive daily rates. It's the simplest app — enter amount, tap send. Supports bKash, Nagad, and Rocket.

✓Exchange rate: Competitive daily rate (small margin built in)
✓Fees: Zero
✓Delivery: bKash, Nagad, Rocket, bank account, cash pickup
✓Speed: Minutes to mobile wallets, same day to bank
✓App rating: 4.7/5 (App Store)
✓Best for: Simple, fast, fee-free transfers. Mobile-only users.

3. Remitly — Best for Express Speed

Remitly is designed for fast transfers. The Express service delivers to bKash within minutes, making it ideal when speed matters. Promotional rates for first-time senders are excellent. Standard rates are decent but check against Wise before committing.

✓Exchange rate: Competitive, especially on first transfer promotions
✓Fees: £0–£3.99 (Express), lower for Economy
✓Delivery: bKash, bank deposit, cash pickup at 9,000+ locations
✓Speed: Minutes (Express) or 3–5 days (Economy)
✓App rating: 4.8/5 (App Store)
✓Best for: When speed matters or for first-time promotional rates

4. WorldRemit — Best for Variety

WorldRemit offers the widest range of delivery options for Bangladesh including bKash, Rocket, bank transfer, and cash pickup. New customers get 3 free transfers. The app is well-designed and easy to use. Rates are decent but not always the best.

✓Exchange rate: Moderate markup
✓Fees: £0.99–£4.99 (first 3 transfers free)
✓Delivery: bKash, Rocket, bank transfer, cash pickup
✓Speed: Minutes for mobile money, 2–4 days for bank
✓App rating: 4.5/5 (App Store)
✓Best for: New users wanting variety and free first transfers

5. Ria Money Transfer — Best for bKash Speed

Ria partners directly with major Bangladesh banks and delivers to bKash within 15 minutes. If bKash delivery speed is your priority and you want a trusted global brand, Ria is a solid choice. Rates include a moderate markup.

✓Exchange rate: 0.26–4.81% markup depending on method
✓Fees: £0.99–£9 depending on amount and method
✓Delivery: bKash (fastest), bank deposit, cash pickup
✓Speed: 15 minutes to bKash, 1–5 days to bank
✓App rating: 4.7/5 (Google Play), 4.8/5 (App Store)
✓Best for: bKash delivery when you need speed and trust a large brand

Apps to Avoid for Bangladesh

Some apps are not suitable or cost significantly more for Bangladesh transfers:

✓PayPal / Xoom — poor exchange rates and high fees for Bangladesh
✓Your bank's app — worst rates available, typically 3–5% markup plus £20+ wire fee
✓Revolut — not optimised for Bangladesh corridor, exchange rate margins can be high
✓Cash App / Venmo — US only, does not support Bangladesh

2.5% Government Bonus on All App Transfers

All the apps listed above — Wise, TapTap Send, Remitly, WorldRemit, and Ria — automatically include the Bangladesh government's 2.5% cash incentive on inward remittances. Your recipient gets 2.5% extra on top of the transferred amount. No action needed from you or them. This bonus does not apply to informal transfers.

Best Apps to Send Money to Bangladesh (2026)